How do Agents get paid?
You get paid either via direct mail, in the form of a check or PayPal. You can select your preference in your back office area. You must be active the month that commissions are generated in order to be paid for that respective month.
      How often will I be paid?
The commissions can be withdrawn anytime you have the minimal amount for withdrawing. The company sends those amounts to our PayPal or Bank depending on what was selected for your method of payment. It takes about a week for the funds to arrive thus it takes about a week to be paid (usually about 6 to 9 days).
      Is there a minimum earnings amount required for commissions to be paid?
There is a minimum earning requirement to receive commissions. You must have $20.00 earned to be eligible to receive a check. You must have $20.00 earned to be eligible to be paid via PayPal .
      How do I create an Ad for Sharing?
You would simply log into your back office and click on Create Advertising. It will be explained as you go through it. If you have questions just mouse over the question mark (?) in the small circle by that particular text box. We have YouTube playlist with 3 video explaining how this is done. How to create an Area Network. https://youtu.be/4m0XG5lQkC8 How to create an Ad in Penny Pays https://youtu.be/aape9-vQAIE How to monitor your ad you have shared on Penny Pays https://youtu.be/O0QKRH2XQr0 It is also found on this link: http://viralopp.com/ which goes to this YouTube Playlist with the 3 videos: https://www.youtube.com/watch?v=4m0XG5lQkC8&list=PLkS58WjYb41fKsmtsDJhYM6DymPUv-ErS
      What link do I use for referring?
Your personal link for advertising is found in your back office in SETTING > REFERRAL LINK. Just copy and paste it.
      Can I refer more than 2 people?
You can refer as many agents as you wish. We recommend that you create a relationship with all of your Personal Referrals. You can refer (sponsor) 0, 1, 2, 50 or 100 (or more) if you wish.
      What is the Matrix Earnings?
You make earnings on ALL Active Agents on each of the Levels of the 2 x 14 Matrix below you each month. That is called the Matrix Earnings. You earn $0.20 for each Gold Agent in the matrix below you on levels 1 through 6. You earn $0.25 on Gold Agents in the matrix below you on levels 7 through 11. You earn $0.30 on members in the matrix below you on levels 12 through 14. (There is also a 100% Matching Pay - of these earnings - on each of your Personal Referrals. That is called the Matching Pay.) The Full Matrix would have a payout of $9,618.80 per month. Each $50 of advertising sold by your down lines in the matrix will add to the matrix also by the following amounts per level: Level 1$0.20 Level 2 $0.20 Level 3 $0.20 Level 4 $0.20 Level 5 $0.20 Level 6 $.0.25 Level 7 $.0.25 Level 8 $.0.25 Level 9 $.0.25 Level 10 $.0.25 Level 11 $.0.25 Level 12 $.0.30 Level 13 $.0.30 Level 14 $.0.30 ....and, when each $50 worth of Ads are purchased, you will be paid the amount on the level on which the advertising was purchased. Your sponsor will also match these earnings.
      How long will my Share be held in the Advertising Section?
If you create a network and pay for the Share, it will go to everyone in that network (area network or interest network) until the it is shared (posted) enough to deplete the funds. If you select particular agents for Sharing you Ad, the Share (the Ad) will stay in the Advertising Section until it is picked up and sent out as a Share to the respective list of friends.
      Can I delete an Ad or Post after it has been created?
Yes, you log in and go to the Share and Earn section and then to the Advertising section (there you can view them) and find your share which you purchased. When you delete it, you will be credited that price paid for that particular Share.
      Do the commissions accrue if I do not reach the payout minimum required to be paid for the month?
The commissions do indeed accrue. When you reach the minimal amount required for withdrawal, you can withdraw at any time. You can withdraw anytime you have the minimal required amount of $20.00 accrued in commissions.
      How much does it cost?
To become an upgraded GOLD Agent, it is only $15.44 U.S.D. per month (this is for your website suite and back office). There are no other fees attached. The subscription can be accomplished using a credit card or bank debit card or a prepaid debit card. You can also subscribe using Payza.com. You can also become a Free Agent and you can produce earnings through our exclusive Share and Earn Program and our 100% Matching Pay bonuses. (UPDATE: Because of the trouble that Payza is having as of April, 2018, we have put the Payza option for the monthly fee and for commission payouts on hold currently.)
      Can I cancel after I subscribe?
You can cancel only after 30 days from starting a subscription. You must wait 30 days. After the 30 days has passed you can cancel from your back office area under Settings. Look for the Subscriptions tab in Settings and hit "Cancel This Subscription".
      If I cancel can I re-activate later?
You can always log in and start a new subscription after you have cancelled your current subscription. Keep your login information somewhere safe. If you are inactive for over 60 days, you will be given a new matrix position (and old one will be replaced by method compression).
      How does the 100% Matching Bonus work?
You match 100% of the Matrix Earnings which all of your Personally Referred Gold Agents earn. You will be paid 100% (Matching) of everything that all of your referrals earn as Matrix Earnings. This is only applied to the earnings in the Matrix Commissions (and does not apply to the Share and Earn Commissions). The Matching Pay does not apply to the referrals earnings known as the Referral Bonuses (which is the $5 earned by Gold Agents for referring Gold Agents).
      Is there a minimum earnings requirement to receive commissions via Paypal?
The minimum for receiving commissions via PayPal is $20.00.
      Can I change my sponsor?
You can only change your sponsor if you have not yet activated your account. If you have activated already, it can only be done only if you have not referred anyone yet and if there is no one in the Matrix below you yet. After you refer someone, or after there is someone below you in the matrix, you are basically locked in your spot.
      Do you have banners that I can use for marketing?
There are banners in the Setting Tab. Log in and go to "Settings" and look in the Marketing Tools section to find them.
      How can I activate?
Log in and look for the red button on top that says "Activate Account" or you can hit the red "Upgrade" link in the top page of your back office.
      If I have agents referred that have not upgraded, will they be in the matrix and where will they be positioned?
If you are a PAID Agent, (a Gold Agent), and you refer agents who are FREE Agents, they do not go into the matrix. As they upgrade (as they become a subscribing Gold Agent), they will be positioned in the highest spots in the matrix below you. The matrix fills from top down and from left to right.
      Do you accept PayPal for the monthly fee of $15.44?
We do NOT use PayPal for collecting the monthly fees. That is against the rules of PayPal. You can be paid commissions through PayPal if you select it in your back office. If you have a PayPal Debit Card or PayPal Credit Card, that card will work.
      How do I edit one of my posts for Sharing?
That is done from your back office area. Just log in and go to the Share and Earn section. then to the Advertising section and select the Share (the Ad) you wish to update.
      How does the compensation plan work?
Please refer to the website front page to learn how our simple matrix plan pays. It is a simple 2 X 14 Matrix which paid you for members on each level (who are active). You also make 100% Matching Pay from all of your personal referrals. We also have a Referral Bonus of $5 pays to Gold Agents monthly for the Gold Agents they refer. Basically, you make $0.20 on all active Agents on levels 1 through 6, $0.25 on active Agents on levels 7 through 11 AND $0.30 on all active Agents on levels 12 through 14 (of the 2 WIDE by 14 LEVELS-DEEP matrix below you).
      What is the 2 in 2 Challenge?
It is only a "verbal" challenge to try to get 2 Agents* signed up below you in 2 days. The "2-in-2 Challenge" states: Get 2 people* signed up in 2 days! Get them to do the same in 2 days and so on - AND - in 28 to 30 days days from now, Voila... $28,867.20 PER MONTH is your income now! (Get more than 2 others and this amounts goes much higher with our 100% Matching Pay!) (This does not include the $5 Monthly Referral Bonus which you get from your active Agent referrals.) *(Agents who are paying agents only.) This video https://youtu.be/t8A_py2n9Og will explain it in detail.
      Do you have compression in the matrix?
Yes, if there is someone below you that is inactive for 60 days, the computer will compress them out of the matrix. The computer will look at the time stamps to fill that spot by moving respectively moving member upward in the matrix according to the earliest time stamps.
      Can I put a video in my post for sharing?
We do have the ability for you to embed a video from YouTube.com into your advertisement (into your Share). Just follow the instructions when creating your Ad.
      Is there an age requirement to join?
You must be 18 years old to join if you reside in the USA. You must be of legal consenting age listed for your country of residence. 18 years of age is the minimum in either case.
      Where can I view my commissions for last month?
To find the month, click on Commissions on the left menu in the back office then look for the Calendar Icon (under the Logout Button on top). Mouse over it and select the month that you want to look up.
      Can I have more that one account?
You may not sign up more than one time with a paid account. We only allow one paid account per person. We monitor that as closely as possible.
      Is there a way to see if my referrals are sponsoring people and how many?
Go to the Referrals Page, find the agent listed and hit INFO.
      How can I receive commissions if my country doesn't support PayPal or Payza and checks are not an option? (Because of the trouble that Payza is having as of April, 2018, we have put the Payza option for the monthly fee and for commission payouts on hold currently.)
If you have over $100.00 in earnings, we can send it to you via bank wire, Money Gram or Western Union. Contact us after you have that much in accrued earnings and we will collect the pertinent information from you in order to send you the commissions due.
      Where is my referral link found?
It is in your SETTINGS Page. Look for a section titled Referral Link.
      How do I cancel my current subscription?
Log in and go to and go to Settings. Find the red "Cancel Subscription" button there. After you hit it, there will be a confirmation button saying "Cancel This Subscription" that must be pressed also.
      Where can I find my next due date for the subscription?
Log in. Then hit "Settings" and look for the "Subscription / Receipts" menu on the left side. Your dates for subscription payments are found in there.
      Where do I see my payment receipts?
Log in. Then hit "Settings" and look for the "Subscription / Receipts" menu on the left side. Your receipts and the dates are found in there.
      How does the spillover work?
If your sponsor (or a sponsor above them) brings in someone and the first available spot in that sponsoring Agents matrix is under you, the new person will land somewhere in the matrix under you.
      What happens if there is not enough on the card or in the bank when it is time to pay the monthly fee of $15.44?
It will not go through and the monthly fee will not be collected. If, at any time throughout the month, you have at least $15.44 in earned (and unpaid) commissions, we can use that to mark you as "PAID" for the month. IF you are inactive for past 60 days, your spot in the matrix will be removed. That will cause a compression of the matrix when your spot is removed. Also, if you are inactive for any one particular month, the commissions due that month will not be paid to you. We encourage everyone to stay active.
      Are there fees for receiving commissions through PayPal?
We only charge $1.00 for sending commissions via PayPal. We have to pay the support team for their time since that is done manually.
      Upon what is the 100% Matching Pay based?
You match 100% of the Matrix Earnings of each and every one of your personal referrals. It is not based on their entire income. You do not match what they earn from matching others referrals that they have. You do not match their earnings in the Share and Earn Program.
      How can I log in if I need to finish registering and didn't create a username?
You can log in using just your email and password from the front page by hitting the Sign In button.
      How are you going to protect the site against fake social media accounts loaded with bots taking advantage of the income available In the Share program?
Our software monitors several components of the accounts of the sharing agents such as number of friends, number of previous posts (not associated with us - no faking allowed) and the days (hours) the posts are allowed to stay on their wall without deletion. (There will be a 48 hour minimum required). The software will assign "penalty points" to violators and with enough points (maybe 5 or 10) they will be disqualified from participating in the Share to Earn program.
      How can I get in touch with someone in the office.
1. Every agent registered has a messenger in their back office. 2. Simply compose an email to: pennypayshelp[AT]gmail.com using the "@" instead of the "[AT]" there. 3. You can also call us at 615-4zero3-two543
      Who can I contact if I have technical issues?
We have a PP Q&A Group on Facebook at: https://www.facebook.com/messages/t/2081114231905589 You can contact the developers on their Facebook Page - https://www.facebook.com/ppdevelopers/ to get help. Just hit SEND MESSAGE there and they will help you.
      Do you have a Facebook page?
Yes we do have a Facebook page. It is found at https://www.facebook.com/PennyPaysAdmin if you would to go there. For technical help just hit SEND MESSAGE on the developers Facebook page: https://facebook.com/ppdevelopers and they will be glad to assist you. Other pages: https://www.facebook.com/groups/398087637327058/?ref=bookmarks https://www.facebook.com/groups/pennypaysofficial/?ref=bookmarks Group Pages: PennyPays Group https://www.facebook.com/messages/t/1857084890992811 PP Q&A Only https://www.facebook.com/messages/t/2081114231905589
      How does the Share and Earn Program work?
There are two sides to the Share and Earn Program. 1. Anyone (a free agent or a Gold {subscribing} Agent) can purchase Ads. These Ads are posted on other agents' Facebook page. 2. If you get Ads (for Sharing) in your back office (in the SHARE and EARN > ADVERTISING section), you can post them on your verified Facebook page for earnings. Our company has created software called Share and Earn. It is the only one of its kind in the world. It took several months to create and it is now approved and integrated with Facebook. This is exactly what millions of businesses and sales people all over the world have been searching for in order to get massive amounts of valuable traffic to their website or coming into the doors of their places of business. You can sign up FREE and use our Share and Earn Program or you can upgrade and participate in the business side of this program as well as have access to the Share and Earn Program. Our free agents and our upgraded agents can participate in the Share and Earn Program. Yes, our free agents can earn from the Share and Earn Program also. There are two sides to this Share and Earn Program. On one side of it, you can purchase shares that go out on Facebook. The company pays members to pick up these shares and post them onto their Facebook walls. They are required leave it on their wall for at least 72 hours in order to be paid for that Share. After it is up for at least 72 hours, they are paid. It's that simple. The prices for that service are on the website on the Sharing page link. We have thousands of agents ready and eager to put your advertisement or post, which is the Share that you would purchase, onto their Facebook walls. After 72 hours, they earn money for their service. The other side of the Share and Earn Program is the publishing side. Again, we have thousands of agents, free agents and paid agents, ready to pick up these Ads that are purchased, so that they can get paid to post them on their Facebook Walls for at least 72 hours. Our software monitors everything. Every agent who wants to earn by simply posting Ads to their Facebook wall must qualify their Facebook Account every 30 days. They do that with one click on the Penny Pays back office. They are required to re-qualify each 30 days because their status on Facebook may change. Some people add friends and some people may move. When someone moves, or relocates, our software needs to know their new location of residence for the Local Ads. Those are the Ads sold for brick-and-mortar businesses, or local businesses, that participate in the Ad sharing program. The more friends that you have, the more you can earn by posting Shares and that is basically it. There is a $50.00 minimum for purchasing Shares.
      How do I know those who publish my Ads have a real Facebook page and will not cheat?
Our software is very intricate and it monitors everything. An agent, in order to be eligible for publishing Ads, must qualify their Facebook page from within their PennyPays.com back office. All agents participating are required to re-qualify each 30 days because status's change on Facebook all the time. Some people add friends and some people may move. When someone moves, or relocates, our software needs to know their new location for the Local Ads they would be publishing. Our software, which is integrated with Facebook, will know if someone adds 500 friends in one month and it may not allow that because it looks nefarious. Our software reads everything such as how long you had those friends, how often you post on your Facebook wall and how many posts you have posted onto your wall recently and more. Our software will also give Penalty Points for anyone that tries to cheat. It will give one Penalty Point if a publishing member deletes the shared Share in under 72 hours. It will give one Penalty Point for a publishing member that changes the status of the Share/post (i.e. from Public to Private or from Public to "me only"). Our software will remember those points and it will look for qualifying members with the least Penalty Points for publishing your ad, or Share. Our software will also remember who responded the fastest for publishing Shares when they are assigned Shares for posting. It will reward them with more Shares rather than choosing a member(s) that took much longer to respond to previous Share publishing offers.
      How do I qualify my Facebook for publishing Ads for earnings?
That is very simple and it takes just a few minutes. Just log in, go to the Share and Earn menu tab and follow instructions for qualifying your Facebook page for publishing ads.
      What can I advertise in a Share? Are there any limitations?
We do not care what you advertise as long as it is "G" rated; that is, it cannot contain pornography, hatred, violence or other obscenities. It must conform to what we understand to be "family values". We reserve the right to refuse any Share purchased for any content we deem inappropriate. If a Share is "rejected", the amount charged for it will be canceled and/or refunded entirely.
      Is it mandatory that I participate in the Share and Earn?
It is not mandatory nor is it required that you to participate in the Share and Earn. You are not required to buy Shares nor are your required to publish Shares. We simply have that service available for you if you want to utilize it. The upgraded members can purchase Shares for lower prices. The upgraded members also earn higher commissions through the publishing of the Shares.
      Can I sell these Shares to the general public for the advertising (and possibly retail them for a higher price)?
Yes, you can do that. It is great advertising, indeed, and highly sought after advertising. You can charge a much higher price for your service to make extra money. Businesses everywhere love this kind of advertising and will pay good prices to have their advertisement posted on thousands of local Facebook users' walls.
      How do I know that my Share was published?
After you purchase a Share the statistics for that Share are right in your back office showing the number of views you get for each Share. Instructions are on this video https://youtu.be/O0QKRH2XQr0 for monitoring your ads you purchased.
      Does the Share and Earn proceeds get paid to the sponsors at all?
Yes, for each $50 sold, the agent (the member who sold it) get $20 immediately. For each $50 sold, the amounts are also paid in the matrix structure (the same amounts the matrix pays and is also "matched" by referrer of the "matrix owner"). Level 1$0.20, Level 2 $0.20, Level 3 $0.20, Level 4 $0.20, Level 5 $0.20, Level 6 $.0.25, Level 7 $.0.25, Level 8 $.0.25, Level 9 $.0.25, Level 10 $.0.25, Level 11 $.0.25, Level 12 $.0.30, Level 13 $.0.30, Level 14 $.0.30
      What are the requirements from me to participate in the Share and Earn Program?
You must have at least 50 friends on Facebook to qualify for publishing Shares. After that register with a free or paid account, you will be eligible to verify your Facebook account for publishing Shares. You must also be of legal adult age in the country of your residence or 18 years old or older.
      Is there a minimum price for purchasing Shares?
There is a $50.00 minimum for purchasing Shares. That produces 50,000 ad views! $20.00 is paid to the Agent that referred that sale as in Instant Sales Bonus. For each $50 of advertising purchase, there is another "Matrix Commissions" sent up 14 level above the place in the matrix where the purchase is made.
      Can I edit a Share (an Ad) after it is already created?
Yes you can. Log in and go to "Share and Earn" then click "My Shares" and hit "Edit" on the Share you wish to edit.
      How ofter do I get paid the $5 from my referrals that upgrade to Gold?
You are paid once per month. Each time they pay their subscription of $15.44, you earn $5.00. You must be a Gold Agent in order to earn the $5 from them each month.
      Do I earn on a referral bonus on the Gold Agents that I refer to the program?
As a Gold Agent, you do earn the $5.00 from that (those) Gold Member(s) when you refer other Gold Agents. The $5 Referral Bonus is paid to you every month that (those) Agent(s) is (are) subscribed. A Free Agent does NOT earn the Referral Bonus ($5) when they refer Gold Agents.
      Can Free Members earn commissions from the Sharing Program?
Free Members can participate in the Share and Earn Program by sharing Shares for earning.
      Can Free Members earn from the Matrix Program?
Free Agents can refer Gold Agents to the Matrix. The referring Free Agent will only earn the Matching Pay that their referral earns in the Matrix Program. A Free Agent does NOT earn the Referral Bonus ($5) when they refer Gold Agents.
      Am I required to buy ads or to sell ads?
As an agent, you are only required to sell one minimum ad package (of $50) every 60 days in order to qualify to collect commissions afterward. (That can also be a $50 purchase which will qualify you.) You CAN make commissions withdrawals before the 60 days expires from the date you started. We have made it very easy for our agents to qualify. You, as an agent, can build a team and earn before the 60 days has expired and if your earnings are more than $50, you can use that by which to purchase ads. You can also sell advertising to businesses (the $50 qualifying sale) to make the quota. Just one $50 sale in 60 days qualifies you for collecting commission for another 60 days. Withdraw your earnings as many times as you like! If you do not make a $50 ad sale nor purchase a $50 ad package and you have earnings due, that is no problem. The commissions will remain in your back office area until which time you are qualified to collect them. It is that simple. This requirement will be implemented after launch on September 1st, 2018.
      How much money in commissions do I make when I sell advertising (Ads)?
When you sell advertising (Ads) as a Gold Agent, you should have them register for an account and purchase from their new back office. (Unless they already have an account in which they would just log in and hit CREATE ADVERTISING.) You, as their sponsor and as Gold Agent, make the following commissions (based on the number of Gold Agents you have referred to the program)... If you have 0 Gold Agents referred, you make 20% of the Purchase Price of the Ads. If you have 2 Gold Agents referred, you make 30% of the Purchase Price of the Ads. If you have 3 or more Gold Agents referred, you make 40% of the Purchase Price of the Ads. As a Free Agent, you earn the following commissions from the Ad Sales from your referrals (based on the number of Gold Agents you have referred to the program)... If you have 0 Gold Agents referred, you make 10% of the Purchase Price of the Ads. If you have 2 Gold Agents referred, you make 20% of the Purchase Price of the Ads. If you have 3 or more Gold Agents referred, you make 30% of the Purchase Price of the Ads. Additionally, for EACH $50.00 of advertising purchased below you anywhere in your matrix, there is another Matrix Payout (using the same amounts on the "per level" of the matrix) up 14 Levels AND it is matched 100% by the sponsors of the earning members on those 14 levels.
      Why is there a tab in Settings called LINKED ACCOUNTS?
If you are paying for someone else's account (a different username) you can connect to them there. You need their username and password to do that. Then you, by just one click, can go to the other username's back office (or usernames' back offices).
Take our 2 in 2 Challenge A Proven Success Plan! It is so easy, so lucrative and so attractive that people everywhere are joining like crazy!
"What is it?" you ask. If you can get 2 people signed up within 2 days and if everyone else gets just 2 signups in 2 days (growing at that same rate), your matrix would fill up in only 28 days, right? So then, by day 30, you will have had created a monthly income of $28,856.40 Per Month!
Watch our short movie on the 2x2 Challenge
NEW! Now earn $5 from Every Referral Every Month!
JUST ADDED: "Gold Memberships" Available NOW!
It is so easy, so lucrative and so attractive that people everywhere are joining like crazy!
Imagine creating a $28K monthly income in only 28 to 30 days from now! Can anyone do it? Yes, you can take the "2 in 2 Challenge". Yes, we encourage everyone to take the challenge. There are no forms to sign. There are no penalties for failure. You just do it. Whether you take the challenge or not, our program is still a win-win-win for everyone that gets involved! FREE MEMBERS can earn also! PAID MEMBERS can earn much more! We are exploding at this very moment all around the world.
This is the exciting part... Growing Monthly Commissions!
Create a recurring, residual and long-tem income now using our powerful system! You earn each and every month as your team grows. This is very affordable for everyone! This produces a Monthly, Recurring, Residual income that can keep growing for months and for years to come! This is a super attractive program for the masses! Go ahead and jump in! "The water's great!" We are also backed by a 10-year-old debt free company!
Matrix Earnings & Matching Pay
Earn more and more "Matrix Earnings" reaching up to $9,618.80 per month PLUS Earn Extra earnings from your Matching Pay on all of your referrals. This is where it gets incredibly powerful because you also earn 100% Matching Pay (of the Matrix Earnings) on all of your referrals! Sign up two people and your monthly earnings potential grows to a whopping $28,856.40! Yes, that's $28,856.40 MONTHLY possible with just two referrals!!! Just Imagine! The chart above shows the numbered levels with your earnings displayed as your matrix fills up with members below you. (That can be from your efforts or from spillover!)

Referring just a few is very powerful...

Earnings Potential with 2 Referrals

$28,856.40 Per Month!

Earnings Potential with 3 Referrals

$38,475.20 Per Month!

Referring more is very, very powerful...

Earnings Potential with 4 Referrals

$48,094.00 Per Month!

Earnings Potential with 5 Referrals

$57,712.80 Per Month!

Referring many is very, very powerful...

Earnings Potential with 7 Referrals

$76,950.40 Per Month!

Earnings Potential with 10 Referrals

$105,806.80 Per Month!

We are displaying the *Earnings Potential to show your "maximum" earnings possible. For example, you may only successfully experience 10%, or 20,% or 35%, or 50%. Think about that! Even 1%, or 2%, or 5% of any of these numbers above are great incomes!
Here some earnings from our members
Withdraw anytime you have at least $10.00 earned! You can get paid by PayPal, Payza, SolidTrust Pay or by check if you request it. Remember you can be paid many times per month!
Sheri Bonay
$3,803.83
Louis Morvezen
$2,974.95
Bill DeFalco
$2,598.28
Susan Saunders
$1,738.70
Let's create your website right now!
It takes only a minute to start earning money with PennyPays. Just create a username and we will guide you to success.
https://pennypays.com/